老男孩的想当然
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中国银保信发布的数据显示，2023 年新能源车平均保费实际上比燃油车高出约 21%，其中，纯电车每年保费平均比燃油车多出 1687 元，大约相当于燃油车全年保费的 1.8 倍。2024 年我国保险行业承保新能源汽车 3105 万辆，保费收入 1409 亿元，提供风险保障金额 106 万亿元，承保亏损 57 亿元，呈现连续亏损。
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